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Calculating Self-Employment Income for Home Loans

Calculating Self-Employment Income for Home Loans

As home loan debt to income ratios tighten, those who are self-employed (and file a Schedule C on their tax returns) may have a challenging time qualifying for a home loan. Schedule C entrepreneurs have the opportunity to claim (write off) many expenses, which...
How to know if it’s a condo?

How to know if it’s a condo?

Check the legal description Condominiums can present financing challenges to be sure! The reason for this is that lenders have additional guidelines which condo projects must meet in order for a buyer to obtain traditional home loan financing (FHA, Fannie Mae, Freddie...